If you’re looking to rebuild your credit, you may want to consider applying for a vanquis credit card. The application process is simple, and you can receive your card within two weeks. This means that you can make purchases immediately. You can also repay what you can afford each month, rather than waiting for the full balance to be due.
How many credit cards should you own?
One of the first things you should do is check your eligibility. Getting a rejection on your application is something you don’t want to happen. That’s why Vanquis offers an eligibility checker. It will provide you with a decision in 60 seconds.
Using your card responsibly can also help your credit rating. You’ll need to pay your monthly minimum payments on time and stay within your credit limit. Otherwise, you could risk a default fee.
The eVanquis Credit Card service will allow you to access your account statements, set up alerts, and pay your credit card bill. It can be accessed online or on your smartphone.
The Vanquis Classic credit card is part of the company’s range of cards for bad credit. It offers a high-than-average APR for purchases. However, you’ll receive 56 days of interest free purchases, which will help you improve your credit rating.
The maximum credit limits on your Vanquis credit card depend on your credit history and financial situation. They can start at PS150 and go as high as PS4000. But your credit limit will only increase in line with your ability to repay.